Farm operations + agri-finance, one platform

Plan the season, track the cost, forecast the yield - and turn that record into credit access.

Bdferms helps farmers plan crops, track input costs, and forecast yield with AI - then uses that same farm data to score credit eligibility and connect farmers to input financing.

Harvest Ledger
Paddy (Rice) · Murshidabad, West Bengal
Season in progress
Planting
Growing
Harvest
Seed₹4,200
Fertilizer₹2,800
Labor₹6,500
Projected yield
18 quintals
₹86,400 projected revenue
Credit eligibility
0%
Eligible for input financing
Built from this season's record
The season fills left to right - cost entries land, the yield figure sharpens, and the credit gauge builds from the same record.
Why the record matters

A strong season is worth nothing to a lender if it was never written down.

01

Input costs get tracked on paper, if they are tracked at all - making real profit hard to know.

02

A yield estimate stays a guess right up until harvest day actually arrives.

03

A farmer with a strong season still cannot get credit, because there is no record to show a lender.

How Bdferms works

One continuous record, from first planting to a credit decision.

1 Stage
Plan

Lay out the season's crop plan, from planting through the expected harvest window.

Season plan3.2 acres · Paddy
2 Stage
Track

Log input costs - seed, fertilizer, labor - as the season actually progresses.

Logged to date₹13,500
3 Stage
Forecast

AI predicts yield and expected revenue from crop, land, and regional data.

Projected yield18 q · ₹86,400
4 Stage
Access

That same record builds a credit profile, opening input financing and loan options.

Credit eligibility74%
What the AI actually does

Not a farm diary - four concrete jobs on your real data.

Every prediction traces back to figures a farmer entered and patterns from the same crop, land size, and region. No black box, no borrowed bank statement.

Yield forecasting

Predicts expected harvest quantity and value from crop type, land size, and regional patterns.

Paddy · 3.2 acres → 18 quintals projected

Credit eligibility scoring

Builds a lending-relevant profile from real farm operations data, not just a bank statement.

Operational record → 74% eligibility

Cost anomaly flagging

Flags unusual input spending compared to typical costs for the same crop and land size.

Fertilizer spend 38% above typical - flagged

Financing matching

Surfaces input-purchase financing options a farmer is likely eligible for, from their actual profile.

3 input-financing options matched
Built for both sides of agri-finance

The same record reads two ways.

Farmers

Plan with real numbers. Build a credit record from work you already do.

  • Season plans by crop, land, and local calendar
  • Costs and yield in one running ledger
  • A credit profile that grows every season
For farmers
Agri-lenders & cooperatives

Assess creditworthiness from real operational data, not guesswork.

  • Operational history behind every score
  • Portfolio-level view of farm performance
  • Clear signals, honestly scoped
For lenders & cooperatives
Tracked
Input costs, logged season by season
Forecasted
Yield and revenue, before harvest day
Built
A credit profile, from real farm data

Figures reflect what the platform captures each season. Usage and accuracy data will be published here as it is validated.

Your season, illustrated

Tell us your crop and land size. See your season laid out.

Pick a crop, set your rough acreage, and watch a full season ledger build - cost entries, projected yield and revenue, and a starting credit-eligibility gauge.

acres

An illustrative projection based on typical patterns for this crop and region - not a guarantee. Real figures come from your own farm record once you get started.

Harvest Ledger
Paddy (Rice) · Murshidabad, West Bengal
Season in progress
Planting
Growing
Harvest
Seed₹4,200
Fertilizer₹9,600
Labor₹16,500
Projected yield
54 quintals
₹1,18,800 projected revenue
Credit eligibility
0%
Eligible for input financing
Built from this season's record