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Privacy

Privacy Policy

A farm record holds both livelihood and financial history. This policy sets out what Bdferms collects, how it is used, when it is shared, and the control you keep over it.

01What we collect

Bdferms collects the information needed to run farm operations and support agri-finance. This falls into a few clear groups:

  • Account details - name, email, organisation, role, and region provided at signup.
  • Farm records - crop plans, input-cost entries, land size, and the yield forecasts derived from them.
  • Financing information - data relevant to a credit profile or a financing application you choose to pursue.
  • Usage data - basic technical information required to keep the service secure and working.

02How we use farm and financial data

Your data is used to deliver the platform and nothing beyond what that requires:

  • To build and maintain your season record, forecasts, and credit-eligibility profile.
  • To surface financing options you are likely eligible for, and to prepare applications you initiate.
  • To create and mail your login and account details after signup.
  • To keep the service secure, and to respond when you contact us.

We do not sell farm or financial data.

03When data is shared

Farm and financial data is shared narrowly and with purpose:

  • With lenders only when you pursue a financing request, and only the profile and record that request exposes.
  • Within a cooperative according to the member arrangement you have agreed to.
  • With service providers that help operate the platform, bound to handle data only on our instruction.

A lender never receives your full record automatically. Sharing follows an action you take.

04Credit scoring and automated decisions

Credit scoring on Bdferms is decision support for lenders. It does not approve or reject a financing request on its own - a human lender always makes the final decision. You can see the record and signals your profile is built from at any time.

05Retention

Records are kept while your account is active so that a multi-season history stays intact and useful. When an account is closed, data is deleted or anonymised within a defined window, except where we must retain limited records to meet a legal or financing obligation.

06How we protect it

Data is encrypted in transit and at rest, and access to production data is limited by role and logged. Further detail on our handling and posture is set out on the Security page.

07Your choices

You stay in control of your record:

  • Access the farm and financial data held in your account.
  • Ask us to correct information that is inaccurate.
  • Request deletion of your account and associated records, subject to obligations we must meet.

To exercise any of these, reach us through the Contact page.